8 things to do if you’re broke after Christmas

Are you broke after Christmas? Looking for some personal finance advice if to get back on track after overspending? Click through for 8 money tips to deal with your Christmas credit card bill!

Are you basking in the post-holiday glow of perfect presents and good food? Wonderful!

Or are you trying to ignore texts from your bank about how your balance has dipped below $50?

If that’s you,
a) I’m sorry. That’s super stressful!
b) You’re not alone and this is fixable.

The average American spends $700 on Christmas presents while carrying a $6,000 credit card balance. Not particularly ideal! Let’s talk about how to true our wheels, right our proverbial ships, and get our bank accounts back to where we want them, regardless of how much we spent over the holidays.

8 things to do if you’re broke after Christmas

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Web Time Wasters

What’d you get up to this week, friends? I went to my friend’s annual cookie exchange (I brought these). We took the boys to see night trains, drove around looking at lights, and I had breakfast with a long-time internet buddy.

Links for you!

I’ll be doing a No Grocery Challenge after Christmas to use up all our holiday leftovers! Follow along on Instagram and join me!

Ha! Tomi Lahren Tweets About Border Wall, Gets Dunked On By 11-Year-Old Little Miss Flint 

Holiday gifts that invite calm. Lovely!

I loved this house tour of an 1800s Farmhouse in Ohio.

You know you’re an adult when you buy yourself these for Christmas and ARE SO EXCITED.

9 winter road trip tips to keep you safe + sane 

So, so funny! (Loretta and I have similar conversations)

A great interview with Jameela Jamil.
“Being okay with yourself is the most amazing middle finger to everyone.” She’s quick to clarify, though, that caring about your looks is okay, too. “I wear a bit of makeup and short shorts and high platform boots sometimes,” she says. “But it’s an eighth of who I am. I’m not sitting here as an actress who sometimes endorses clothing lines being like, ‘Don’t care at all about the way you look.’ Just don’t make it everything.”

I loved this episode of Alex Beadon’s podcast: The secret to creating internal and external environments that help you thrive. So smart!

A cute (and free!) idea for eco-friendly confetti.

A year of major change that’s not necessarily immediately visible.

Loving reminder that most Native Americans would really prefer that we didn’t throw around the terms ‘tribe’ and ‘spirit animal.’

Real talk about why we don’t move forward.

Looooool! New erotica for feminists:
“Why don’t we invite your friend over?” he suggests, testing the waters. “There’s nothing I love more than watching two women in sweatpants engaging in hot political discourse. I love to watch… how you always let each other finish speaking without interrupting. I’ll also make nachos.”

This would be a great holiday gift for any history-lover in your life!

I have fallen down an internet hole in regards to the Japanese art of mending clothes?

Hope you had a lovely week!

Why You Need A ‘No Grocery Challenge’ + How To Do Your Own

Want to reduce food waste while saving money, time, and eating great meals? WELL DUH OBVIOUSLY. You need to do a No Grocery Challenge!

“You’ve got to be kidding me.”
“HOW DID YOU MAKE THIS??!!”
“You’re going to tell us how you did this, right?”

The DMs pinged into my inbox and I squinted at my screen in confusion. What was all the fuss about?

Over the last week, I’d been cobbling together meals from my pantry and fridge, putting off grocery shopping because we were leaving for vacation.

I’d been hashtagging the experiment #nogrocerychallenge and amusing myself by making homemade croutons out of old hotdog buns and bacon fat I’d saved. I made a Mexican-inspired gazpacho to use up a bunch of vegetables and a cold Vietnamese-ish salad to finally get rid of those rice noodles.

After about 20 DMs politely demanding insight on the topic, I started writing.

And then I wrote some more. And then I wrote a lot more.

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Web Time Wasters

You can watch the whole thing on Youtube!

Hello friends! How was your week? I spent much of mine in New Mexico and IT WAS GREAT. 

Absolutely no one asked, but here’s my 4-5 day New Mexico itinerary for you:

* Fly into Albuquerque and drive up to Santa Fe. Go to Meow Wolf. Go to 10,000 Waves (use the clothing optional section if you’re brave!) Eat dinner at one of the restaurants overlooking the plaza.

* Drive back to Albuquerque and visit The National Museum of Nuclear Science & History. Go to El Patio de Albuquerque and eat all the New Mexican food you can’t get elsewhere (Carne Adovada, green chile everything, frito pies, Mexican colas, and Biscochitos). 

* Drive to White Sands National Monument, stopping at PistachioLand -Farm Tours & Country Store for your fill of pistachio brittle and a photo with the world’s largest pistachio. 

* Explore White Sands. Yes, splash out for the sled, no you don’t need the wax. They’ll buy the sled back from you. Take one million photos. 

* Drive on to Truth or Consequences. Stay at one of the million vintage hot spring hotels or this amazing Airbnb. Eat at Latitude 33 or Passion Pie. Soak in a hot spring and poke around the art galleries. 

*On your drive back to Albuquerque, stop at the Bosque del Apache National Wildlife Refuge to check out wintering birds. 

Anyhoo. Links for you!

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9 Painless Ways To Trick Yourself Into Spending Less

Want some tricks to spending less? Looking for budget tips that don't suck the joy from your life or easy money advice. Tap through for tricks to spending less in a way that doesn't suck! #budgeting #money #personalfinance #moneytipsDoes spending less feel like a long slog of coupon clipping, ramen noodles, and watching everybody have more fun than you on Instagram?

Friend, it doesn’t have to. Hand to God, I swear by these tricks to spending less that feel nigh-on painless. Like, you might not even notice that you’re spending less till you get your surprisingly small credit card bill.  

A giant asterisk: these tricks will absolutely help you buy fewer things you don’t need. HOWEVER. They won’t help you get to the root of why you’re buying things you don’t need in the first place. That’s a much bigger endeavor.

That said, this is a great place to start and when you’re ready to really, actually change your relationship with money, this will help.

9 Painless Ways To Trick Yourself Into Spending Less

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Web Time Wasters

How was your week? As you read this, I’m in New Mexico visiting a friend, soaking in mineral springs, and OBVIOUSLY going to Meow Wolf. You can follow along on Instagram if you’re curious! 

Links for you!

Because I know everyone will ask once they see it on Instagram, this is the amazing Airbnb we stayed at in Truth Or Consequences. It has its own private hot spring! (If you’ve never used Airbnb before, here’s $40 towards your first booking) 

This is my fifth trip to New Mexico, so 9 Wonderful, Off-The-Beaten-Path Things To Do In New Mexico

Cute

I’m the stepmother of 12 and 15 year old boys and I loved this: 21 Completely Subjective Rules for Raising Teenage Boys 

5. Prepare for cranky questions to emanate from the open fridge: “Is the ham all gone?” “Wasn’t there leftover steak?” Answer with your sunny good nature. “It is!” “You ate it!” Remind your son that he is welcome to restock the fridge.

6. Familiarize yourself with the expression “second dinner,” and buy lots of Trader Joe’s frozen entrees for hungry nighttime foragers.

How a Tribe Battled Loggers With a Drone They Built Watching YouTube

I am reading this book four years after everyone else and it is excellent!

What 10 years of trying looks like

I loved this roundup of DIY and handmade gifts

Co-signed. (Why are people so weird about height and dating?) 

Related – True Story: I’m 4 inches taller than my husband

Excellent, blunt advice
My wife and I have been paying off our student loans for years, but we still have about $75,000 to go. She’s 35 and really wants to start having a family, but I think we should wait a few more years, until we’ve paid off more of our loans. We argue about it constantly.— Anonymous

You don’t actually want children and you’re wasting her time and she will hate you forever.

Why you should travel alone as a woman

In August, Leah Nixon was in a serious accident while working construction for Habitat For Humanity. Her right leg had to be amputated and she’s paralyzed from the chest down. Now, her friends and family are raising money to cover her medical expenses with this amazing raffle for $20,000 worth of products!

Kenny’s Jewish so we usually spend Christmas Eve with his family at Shuang Cheng. If we wanted to branch out, I loved this round up of 25 Chinese recipes for a Jewish Christmas

Hope you had a great week!