Are you basking in the post-holiday glow of perfect presents and good food? Wonderful!
Or are you trying to ignore texts from your bank about how your balance has dipped below $50?
If that’s you,
a) I’m sorry. That’s super stressful!
b) You’re not alone and this is fixable.
The average American spends $700 on Christmas presents while carrying a $6,000 credit card balance. Not particularly ideal! Let’s talk about how to true our wheels, right our proverbial ships, and get our bank accounts back to where we want them, regardless of how much we spent over the holidays.
What’d you get up to this week, friends? I went to my friend’s annual cookie exchange (I brought these). We took the boys to see night trains, drove around looking at lights, and I had breakfast with a long-time internet buddy.
A great interview with Jameela Jamil. “Being okay with yourself is the most amazing middle finger to everyone.” She’s quick to clarify, though, that caring about your looks is okay, too. “I wear a bit of makeup and short shorts and high platform boots sometimes,” she says. “But it’s an eighth of who I am. I’m not sitting here as an actress who sometimes endorses clothing lines being like, ‘Don’t care at all about the way you look.’ Just don’t make it everything.”
Looooool! New erotica for feminists: “Why don’t we invite your friend over?” he suggests, testing the waters. “There’s nothing I love more than watching two women in sweatpants engaging in hot political discourse. I love to watch… how you always let each other finish speaking without interrupting. I’ll also make nachos.”
“You’ve got to be kidding me.” “HOW DID YOU MAKE THIS??!!” “You’re going to tell us how you did this, right?”
The DMs pinged into my inbox and I squinted at my screen in confusion. What was all the fuss about?
Over the last week, I’d been cobbling together meals from my pantry and fridge, putting off grocery shopping because we were leaving for vacation.
I’d been hashtagging the experiment #nogrocerychallenge and amusing myself by making homemade croutons out of old hotdog buns and bacon fat I’d saved. I made a Mexican-inspired gazpacho to use up a bunch of vegetables and a cold Vietnamese-ish salad to finally get rid of those rice noodles.
After about 20 DMs politely demanding insight on the topic, I started writing.
And then I wrote some more. And then I wrote a lot more.
Does spending less feel like a long slog of coupon clipping, ramen noodles, and watching everybody have more fun than you on Instagram?
Friend, it doesn’t have to. Hand to God, I swear by these tricks to spending less that feel nigh-on painless. Like, you might not even notice that you’re spending less till you get your surprisingly small credit card bill. A giant asterisk: these tricks will absolutely help you buy fewer things you don’t need. HOWEVER. They won’t help you get to the root of why you’re buying things you don’t need in the first place. That’s a much bigger endeavor. That said, this is a great place to start and when you’re ready to really, actually change your relationship with money, this will help.
9 Painless Ways To Trick Yourself Into Spending Less
How was your week? As you read this, I’m in New Mexico visiting a friend, soaking in mineral springs, and OBVIOUSLY going to Meow Wolf. You can follow along on Instagram if you’re curious!
Links for you!
Because I know everyone will ask once they see it on Instagram, this is the amazing Airbnb we stayed at in Truth Or Consequences. It has its own private hot spring! (If you’ve never used Airbnb before, here’s $40 towards your first booking)
5. Prepare for cranky questions to emanate from the open fridge: “Is the ham all gone?” “Wasn’t there leftover steak?” Answer with your sunny good nature. “It is!” “You ate it!” Remind your son that he is welcome to restock the fridge.
6. Familiarize yourself with the expression “second dinner,” and buy lots of Trader Joe’s frozen entrees for hungry nighttime foragers.
Excellent, blunt advice. My wife and I have been paying off our student loans for years, but we still have about $75,000 to go. She’s 35 and really wants to start having a family, but I think we should wait a few more years, until we’ve paid off more of our loans. We argue about it constantly.— Anonymous
You don’t actually want children and you’re wasting her time and she will hate you forever.
In August, Leah Nixon was in a serious accident while working construction for Habitat For Humanity. Her right leg had to be amputated and she’s paralyzed from the chest down. Now, her friends and family are raising money to cover her medical expenses with this amazing raffle for $20,000 worth of products!